On the Health Insurance Dilemma (2000)

The study’s findings documented the following:

  • Only 52% of small rural businesses offered their full-time employees health insurance coverage.
  • Only 4% of these same businesses offered insurance to their parttime employees.
  • Over 40% of small rural businesses reported health insurance premium increases of 20% or more in the past 12 months.
  • In addition to the premium increase, 26% of the small rural businesses reported increases in deductibles and co-payments.
  • And most importantly, rural businesses reported that changes in their insurance coverage are having a negative impact on their ability to recruit and retain quality employees.

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